Important information for your use of our website.
This Privacy Policy describes how your personal information is collected, used, and shared when you visit www.insr4less.com (the “Site”).
Personal information we collect.
When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically-collected information as “Device Information.”
We collect Device Information using the following technologies:
“Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier.
“Log files” track actions occurring on the Site and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
“Web beacons,” “tags,” and “pixels” are electronic files used to record information about how you browse the Site.
In addition, if you pay your bill or make another form of financial transaction with the Site, we collect certain information from you, including your name, billing address, payment information (including credit card numbers), email address, and phone number. We refer to this information as “Purchase Information.”
When we talk about “Personal Information” in this Privacy Policy, we are talking both about Device Information and Purchase Information.
How we use your personal information.
We use your Personal Information to communicate with you, process financial transactions, provide you with information, and/or advertising relating to our products or services.
In particular, we use Device Information that we collect to help us improve and optimize our Site (for example, by generating analytics about how visitors browse and interact with the Site and to assess the success of our marketing and advertising campaigns).
Sharing your personal information.
We share your Personal Information with third parties to help us provide a better experience. For example, we use Google Analytics to help us understand how our visitors use the Site. You can read more about how Google uses your Personal Information here:
You can also opt-out of Google Analytics here:
https://tools.google.com/dlpage/gaoptout
We may also share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant, or other lawful requests for information we receive, or to otherwise protect our rights.
Behavioral advertising.
As described above, we may use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. You may opt-out of targeted advertising by visiting:
Facebook: https://www.facebook.com/ads/preferences/
Google: https://adssettings.google.com/
LinkedIn: https://www.linkedin.com/psettings/advertising
Bing: https://choice.microsoft.com/
Additionally, you can opt-out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal here:
Do not track.
Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser.
If you are a European resident, you have the right to access the Personal Information we hold about you and to ask that your Personal Information be corrected, updated, or deleted. If you would like to exercise this right, please contact us.
Additionally, if you are a European resident we note that we are processing your information in order to fulfill contracts we might have with you (for example, if you request information through the Site) or otherwise to pursue our legitimate business interests listed above. Additionally, please note that your information will be transferred outside of Europe, including to Canada and the United States.
Data retention.
When you interact with the Site, we will maintain your Personal Information for our records unless and until you ask us to delete this information.
Text Messaging (SMS) / Mobile Privacy
When you provide your phone number and opt in to receive text messages, we collect and use that phone number to send you communications related to your account and our services. Message frequency varies. Message and data rates may apply.
We do not share or sell your mobile phone number or any personal information to third parties for marketing purposes.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at 931-503-0015.
Changes to our policy.
We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons.
Text Messaging Communication and Consent
Our agency utilizes text messaging to deliver reliable service and support to help you manage your ongoing insurance policies, handle requested transactions, and provide periodic updates regarding coverage solutions.
Mobile Information and Opt-In Mechanics
When you complete an online submission form, check an opt-in box, or sign a standard physical consent form, you give express permission to Augustine Financial Services Company to transmit automated and manual text messages to the specific mobile phone number you provide. You confirm that you are the lawful owner or authorized user of the mobile number submitted. If your contact details change, you agree to notify our office immediately to update your account file.
Cost, Rates, and Delivery Factors
While Augustine Financial Services Company does not assess any separate structural fees for sending or receiving text communications, standard messaging and data rates established by your mobile carrier may apply to each transmission. Text distribution programs are subject to transmission limitations or localized signal interruptions outside of our physical control. No binding insurance coverage, policy modifications, or formal claim approvals can be legally executed or amended solely via a text message interface.
Simple Opt-Out and Support Instructions
To Stop Transmissions: You may completely revoke your messaging consent at any time by replying STOP to any text received from our agency. You may also opt out by delivering a written notice to our physical office locations, calling us directly at our published local telephone numbers, or emailing your request to our general service inbox.
To Get Help: Reply HELP to any text message to receive automated assistance instructions, or get in touch with our staff directly through our website contact channels.
Protection of Mobile Data (Non-Disclosure)
Our agency respects your personal data. Mobile phone numbers collected for the purpose of text messaging opt-in verification, consent logs, and subsequent incoming/outgoing text communications will not be sold, shared, rented, or leased to third-party entities or affiliates for independent marketing or promotional purposes.
Contact us.
For more information about our privacy practices, if you have questions or if you would like to make a complaint, please contact us by email at or by mail using the details provided below:
111 N Riverside Drive, Clarksville, TN 37040
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