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The Augustine Insurance Group Inc. Blog

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Perhaps you heard a news report like this: A 10-year-old child climbs into their parent's car and takes off. Imagine this happening in your home. Perhaps it is your teen who believes they can drive. It could be a younger child who just saw the opportunity. In this situation, does your auto insurance policy offer help to cover the damage? READ MORE >>

Police in Clarksville, Tennessee, are cracking down with the city's curfew in response to a rise in car thefts and burglaries by juveniles. Clarksville Police Spokesman Jim Knoll says there have been 500 vehicle burglaries and 300 thefts in the last six months. "What we're running into is these juveniles are out there. READ MORE >>

If our clients don't carry comprehensive or collision insurance, we often recommend they enroll in Nation Safe Drivers (NSD). This month, NSD has some exciting news to share — news that we are sharing with all of you here. We are proud to announce that we are ranked the #1 Top Motor Club for the 3rd year in a row. READ MORE >>

Heads up, Tennessee! Some new laws, set to go into effect on July 1st, could impact your driving processes. If you have any questions on effects on insurance coverage, we can help. Contact the Augustine Insurance Group today! Lawmakers approved hundreds of bills during the legislative session of the 111th Tennessee General Assembly. READ MORE >>

Home insurance may offer some financial compensation to you if you have gutter damage. The only time this applies, though, is if something happens to the gutters that is accidental or unavoidable. If your gutters are in poor shape, you might have no coverage. READ MORE >>

Collisions can occur on the road at any time. Most people scan the road for dangers to reduce their risks of collisions. Yet, circumstances can change quickly. A person can jump out into the path of your car. An animal can cross the path. A collision avoidance system could help reduce this risk. READ MORE >>

A standard home insurance policy covers your home's structure and the contents of it. It provides a specific amount of protection for the value of your personal belongings. Items such as electronics are a part of this protection if a covered incident occurs. READ MORE >>

Falling objects are not uncommon. Trees can lose branches. Objects can fall from roofs. And many other scenarios exist propel objects toward the ground. When these fallen items strike a car, they can cause a significant amount of damage. In most cases, auto insurance policies may cover this loss. READ MORE >>

Texting has become the number one driving distraction for people of all ages. Avoid temptation and use these tips to stay off the phone while behind the wheel!  www.distraction.gov, which is the official U.S. government website for distracted driving: Five seconds is the average time your eyes are off the road while texting. READ MORE >>

Insurance folks I’ve met over the years may know the story of my daughter Jenna’s car accident. It’s a painful, very personal story. But by sharing it, I hope to help other people avoid this situation. Jenna’s story actually starts before she was born. I was told I could never have children. READ MORE >>

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