Augustine Insurance - Fort Campbell (931) 431-3677
Augustine Insurance - Clarksville (931) 503-0015

Commercial Auto Insurance

Commercial Auto Insurance Information

Commercial Auto Insurance

For Drivers In Clarksville & Dover in Tennessee & Fort Campbell, Oak Grove & Hopkinsville In Kentucky

You've created a business and are now ready to start running. Perhaps you're a retailer or a contractor. Or you work in another industry that requires a lot of travel. Regardless of whether the business and its workers use personal vehicles or work vehicles, you need commercial auto insurance. Despite popular belief, a personal auto insurance policy won't usually cover you or an employee while driving to perform work duties, even if it's a personal vehicle.

Augustine Insurance Group takes the pressure of finding the right commercial auto insurance policy from your shoulders. We do the shopping for you and find affordable commercial auto insurance for your business needs.

What Does Commercial Auto Insurance Cover?

Commercial auto insurance provides many of the same coverages as personal auto insurance.

  • Comprehensive Coverage: This covers damages due to accidents not involving collisions, including fire, wind, theft and vandalism.
  • Collision Coverage: This covers damages due to a collision with a vehicle or object.
  • Specified Perils Coverage: Sometimes it may be more cost-effective to purchase specified perils coverage instead of comprehensive coverage for your fleet. Specified perils coverage only covers a certain list of incidents — for example theft and vandalism. This would leave you to pay for damages due to other incidents, such as fire and hail. Still, your premiums may be cheaper as a result.
  • Liability Coverage: This coverage steps in if the driver of the company vehicle causes bodily injury or property damage to someone else.

There are many coverage options that can be specified for certain vehicles. Be sure to speak with an Augustine Insurance Group agent about your commercial insurance needs.

Got Questions? We've Got Answers

How much does commercial auto insurance cost in Tennessee?

Rates depend on how many vehicles are insured — as well as driving records and credit scores of the driver(s), the weight of the vehicle and other factors. In general, you may pay an average of $1,982 a year for commercial auto insurance in Tennessee.

How much does commercial auto insurance cost in Kentucky?

The average cost of commercial auto insurance is $1,982. Get a quote today to determine the specific rates for your needs.

What are essential commercial auto insurance coverage options?

A good commercial auto insurance policy should include comprehensive, collision, liability, uninsured/underinsured motorist and unowned vehicle coverage.

How does commercial auto insurance work?

The business owner should purchase a commercial auto insurance policy for all vehicles that need to be insured. This protects the business and the insured from paying out of pocket if an accident occurs.

Connect With An Agent Today

Augustine Insurance Group provides quality service and finds clients the cheapest commercial auto insurance for their business needs. Fill out an online quote form to get started now.

Get In Touch

Thank you for your interest in Augustine Insurance Group. We work with multiple A+ carriers to bring you the best coverage to fit your needs and budget. Please feel free to call the office nearest you:

You can also contact us online and an agent will reply promptly.

Insuring Clarksville, Dover, Springfield, Paris, Ashland City, Hopkinsville, Oak Grove, Fort Campbell and throughout Tennessee and Kentucky.