Dangers Your Boat May Face in Fort Campbell, Kentucky Marinas

If you own a boat in Fort Campbell, Kentucky, you likely keep it in a marina. However, your boat can face dangers even while off of the water and you could suffer damages, loss and liability claims when it comes to your boat. older couple sitting on a boat

Kentucky sees a lot of environmental damage such as hail, flooding and bad storms, specifically in spring. Liability risks are also an issue. If someone is on your boat while it is docked at a marina and gets injured, you could be held responsible for their injury. Such incidents are known to result in lawsuits.

While your boat is tethered in a marina, you will want to take certain precautions such as:

Drop anchor and make sure it remains connected to the boat. Moor the boat using strong cables or chains. This will help prevent drift.
Consider placing bumpers near the dock and keep your boat’s fenders extended and armed. This can help cushion the boat in case it bumps against the dock or other objects.
Store all loose materials you keep on the boat. These might include everything from radios to chairs, water toys and sails.

If required, cover the hull and pull the boat’s motor out of the water.
If the boat has a security alarm, arm it. Lock down all cabins and storage bins. Remove personal items from the vessel.
Carry reliable boat insurance

You should strive to keep your boat as secure as you would a locked car. With appropriate care, you can keep it pristine while in the marina.

Make Sure You Have Boat Insurance
Unfortunately, not all accidents can be prevented. Making sure you have boat insurance is crucial, as it allows you to cover expenses related to an accident. Boat insurance should cover:

Damage or loss due to fire, wind, hail, lightning, smoke, theft, vandalism and more
Liability for bodily injury and property damage you or your boat may cause someone else
Medical payments coverage for you and your passengers in case of injury on the boat

Uninsured watercraft coverage in case you are involved in a marine accident with another watercraft that is not carrying insurance

If you don’t have boat insurance, be sure to get a policy immediately. If you do, speak with your insurance agent to make sure that every danger is covered for your boat in Fort Campbell, Kentucky.

Posted 1:08 PM

Tags: boat insurance

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