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There are certainly arguments that favor term life insurance. For young families with children and others who need a large amount of inexpensive death benefit, term life is a great way to get low-cost protection. But because of the temporary nature of term insurance, only a very small percentage of contracts actually pay benefits. READ MORE >>

listed in this report the 10 states where being ticketed for distracted driving will boost a driver’s auto insurance premiums by the highest average percentages: Vermont – 41% ($425). Connecticut – 34% ($520). Oregon – 31% ($432). Mississippi – 31% ($559). READ MORE >>

Why You Should Have Auto Insurance Failure to obtain auto insurance or have another form of financial responsibility can result in... $ Fines $$ Losing The Right to Drive Your Vehicle   Tennessee's Financial Responsibility Law requires you to be financially responsible in the event of an automobile accident. READ MORE >>

Legislative Preview ·        January 8, 2018 ·        Jurisdiction(s): ·        Tennessee ·        Overview READ MORE >>

There are 16 new laws going into place in Tennessee on January 1, 2018. Here are a few that may impact you the most: No cell phone calls in school zones: Using a cell phone will be a Class C misdemeanor punishable by up to a $50 fine if a driver uses a handheld phone while driving through an active school zone. READ MORE >>

Don’t let a fire take the merry out of your holidays. The Holidays are a time of year to enjoy friends and family, but sometimes they don’t always go as planned. Don’t believe us? Check out this experiment . READ MORE >>

Yet e-commerce also gives identity thieves new ways to commit their crimes. If you’re shopping from the comfort of your couch this holiday season, the following tips from a variety of experts can help you lower your chances of getting trapped like Don. (Fortunately, his story had a happy ending—check it out below. READ MORE >>

Breathalyzer for the drinker and Textalyzer for the texter. Technology can be a wonderful thing or not? Law enforcement will soon have a device the can help apprehend motorist who text and drive. The Textalyzer will allow and officer to quickly check if a cellphone has been used before a crash. READ MORE >>

If you plan to travel: Arrive in your viewing location at least one day–or ideally two days–in advance of August 21. Some interstate highways in or near the path of totality may become parking lots on the morning of the eclipse. Be aware of distracted drivers. READ MORE >>

The Clarksville Police Department and the Montgomery County Sheriff’s Office want you to be prepared for traffic challenges that may result from the wave of visitors and the midday darkness created by this rare astronomical occurrence. READ MORE >>

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